Let's get you qualified
Buyers must be pre-approved prior to showings. It's pretty simple anyone could be approved within a couple of hours from a qualified and resourceful lender.
Many believe that anything less than a perfect credit score will prevent them from buying a home. The fact is credit scores range from 500 to 800 and the majority fall between 600 and 700. Another myth is that you have to put 20% down. The fact is you can put down as little as 3% depending on your overall financial picture.
Do's and Don'ts
Once you're pre-qualified you'll want to make sure that you keep your financial records close by, save all account statements, and keep your credit shining. You don't want to apply for new credit, change jobs, make large purchases, or make undocumented deposits.
The loan process is pretty streamlined. First, do you want to organize your financial documents, then get pre-qualified based on your loan amount and overall financial picture, go through approval process, and finally, close on your loan.